Investment limits	3 months	6 months	9 months	1 year	18 months	2 years	3 years	4 years	5 years

Rates in bold are the best available rate for each term. The above are the rates available today. Normally we would expect you to get the rate disclosed on the day you instruct the investment into a deposit. However, if the rate changes during the period between you instructing the investment and it being placed by Bondsmith with the deposit taker, the instruction will be rejected and you will need to place a new instruction.

Rates are displayed as Annual Equivalent Rates (AER). AER illustrates what the interest rate would be if interest was paid and compounded once each year. It helps you compare the annual interest rates between financial products.

^§ Investment limits for these products may vary. Please consult the summary box for the individual products.